U.S. Banks’ Nonperforming Commercial Mortgages
This page presents information on the percentages of nonperforming commercial mortgages at the 157 largest banks in America out of more than 4,000 existing banks to help track their exposure to commercial real estate. Using publicly available quarterly data from the Federal Financial Institutions Examination Council Central Data Repository, we calculate and rank each bank’s total CRE exposure (the sum of CRE nonfarm-nonresidential mortgages, multifamily mortgages, CRE construction loans and unused CRE commitments) as a percentage of the bank’s total equity.
We also calculate the percentages of two different classifications of nonperforming commercial mortgages: owner-occupied and “other” (not owner-occupied). “Nonperforming” mortgages refer to mortgages where the borrow is delinquent on payments by 30 days or more, and is a key measure of a bank’s “asset quality.” High ratios of nonperforming loans have been identified as one of the leading predictors of bank failures. Regulators consider “owner-occupied” commercial mortgages to be less risky than “other” commercial mortgages.
This ongoing, quarterly project is produced by The Banking Initiative at Florida Atlantic University sponsored by Executive Education.
| Obs | Bank Name | ST | Equity | Assets | Mortgages CRE, Owner Occupied | Mortgages CRE, Other | NPL Total, CRE, Owner Occupied | NPL Total, CRE, Other | CRE, to Equity |
| 1 | BANK OZK | AR | 5,267 | 36,030 | 672.9 | 4,917.7 | 0.7% | 0.3% | 647.2% |
| 2 | DIME COMMUNITY BANK | NY | 1,411 | 13,474 | 1,254.3 | 3,385.9 | 0.5% | 0.0% | 642.5% |
| 3 | MERCHANTS BANK OF INDIANA | IN | 1,719 | 17,740 | 137.1 | 2,411.2 | 1.3% | 3.1% | 612.2% |
| 4 | FIRST FOUNDATION BANK | CA | 1,074 | 13,559 | 401.8 | 577.1 | 2.0% | 0.6% | 594.2% |
| 5 | FLAGSTAR BANK, NATIONAL ASSOCI | NY | 9,275 | 112,840 | 3,112.3 | 7,039.5 | 0.3% | 4.0% | 572.0% |
| 6 | SERVISFIRST BANK | AL | 1,533 | 15,721 | 2,377.0 | 2,637.5 | 0.4% | 0.0% | 558.3% |
| 7 | EAGLEBANK | MD | 1,254 | 11,562 | 1,076.4 | 2,485.5 | 1.9% | 2.7% | 557.0% |
| 8 | LIVE OAK BANKING COMPANY | NC | 891 | 11,430 | 2,373.6 | 1,015.4 | 3.0% | 2.4% | 532.0% |
| 9 | PROVIDENT BANK | NJ | 1,665 | 14,125 | 1,375.3 | 4,268.4 | 0.4% | 0.3% | 526.0% |
| 10 | FIRSTBANK | CO | 1,444 | 27,536 | 1,477.0 | 2,433.1 | 0.1% | 0.2% | 510.9% |
| 11 | FIRST UNITED BANK AND TRUST CO | OK | 1,378 | 16,355 | 836.2 | 2,012.4 | 0.7% | 2.5% | 504.1% |
| 12 | LAKELAND BANK | NJ | 1,312 | 10,962 | 1,261.6 | 2,973.8 | 0.6% | 0.0% | 482.2% |
| 13 | WASHINGTON FEDERAL BANK | WA | 2,975 | 30,135 | 911.3 | 2,973.5 | 0.0% | 0.9% | 481.3% |
| 14 | ZIONS BANCORPORATION, NATIONAL | UT | 5,829 | 87,060 | 8,590.4 | 7,967.8 | 0.3% | 0.9% | 474.5% |
| 15 | BERKSHIRE BANK | MA | 1,039 | 12,141 | 655.8 | 2,415.8 | 0.4% | 0.4% | 472.7% |
| 16 | FARMERS AND MERCHANTS BANK OF | CA | 1,357 | 12,191 | 881.0 | 3,562.7 | 0.7% | 0.0% | 471.8% |
| 17 | TRUSTMARK NATIONAL BANK | MS | 1,789 | 18,374 | 1,306.1 | 2,237.2 | 0.2% | 0.0% | 468.2% |
| 18 | APPLE BANK | NY | 1,457 | 16,958 | 0.2 | 2,395.2 | 0.0% | 0.0% | 466.1% |
| 19 | VALLEY NATIONAL BANK | NJ | 7,299 | 60,990 | 4,359.9 | 14,962.9 | 0.3% | 0.4% | 465.8% |
| 20 | COLUMBIA BANK | NJ | 952 | 10,310 | 688.4 | 1,488.1 | 0.1% | 0.6% | 459.1% |
| 21 | CITY NATIONAL BANK OF FLORIDA | FL | 2,384 | 26,127 | 1,609.7 | 5,906.9 | 0.7% | 0.8% | 457.8% |
| 22 | SYNOVUS BANK | GA | 4,841 | 59,716 | 5,935.0 | 8,417.7 | 0.3% | 0.8% | 456.7% |
| 23 | BREMER BANK, NATIONAL ASSOCIAT | MN | 1,343 | 16,098 | 1,481.2 | 2,001.6 | 0.4% | 0.6% | 447.3% |
| 24 | SANDY SPRING BANK | MD | 1,832 | 13,884 | 1,755.2 | 3,717.7 | 0.7% | 0.8% | 438.7% |
| 25 | BANC OF CALIFORNIA | CA | 3,785 | 36,001 | 1,711.8 | 3,159.6 | 3.0% | 1.3% | 438.5% |
| 26 | BANNER BANK | WA | 1,716 | 15,521 | 1,952.5 | 2,108.4 | 0.3% | 0.1% | 438.4% |
| 27 | BELL BANK | ND | 1,303 | 13,743 | 960.1 | 2,691.9 | 0.0% | 0.9% | 437.8% |
| 28 | BANK OF HOPE | CA | 2,188 | 18,083 | 2,984.0 | 4,396.2 | 0.5% | 1.1% | 417.1% |
| 29 | WASHINGTON TRUST BANK | WA | 869 | 10,930 | 900.5 | 1,159.5 | 1.6% | 0.0% | 413.1% |
| 30 | INDEPENDENT BANK DBA INDEPENDE | TX | 2,719 | 18,867 | 1,788.1 | 5,538.3 | 0.4% | 0.5% | 409.8% |
| 31 | COMERICA BANK | TX | 5,444 | 79,513 | 6,569.0 | 5,035.0 | 0.8% | 0.7% | 408.5% |
| 32 | UMPQUA BANK | OR | 5,322 | 52,218 | 4,732.6 | 6,294.3 | 0.7% | 0.1% | 399.7% |
| 33 | POPULAR BANK | NY | 1,915 | 13,685 | 1,699.4 | 2,013.0 | 1.4% | 0.1% | 395.9% |
| 34 | OCEANFIRST BANK, NATIONAL ASSO | NJ | 1,658 | 13,310 | 820.5 | 3,518.3 | 0.5% | 0.7% | 387.6% |
| 35 | ISRAEL DISCOUNT BANK OF NEW YO | NY | 1,231 | 12,014 | 1,309.2 | 1,776.5 | 0.9% | 0.2% | 385.2% |
| 36 | STELLAR BANK | TX | 1,557 | 10,719 | 1,886.6 | 1,651.6 | 0.9% | 0.7% | 381.9% |
| 37 | FIRST BANK | NC | 1,467 | 12,095 | 1,238.8 | 2,476.8 | 1.2% | 0.4% | 381.7% |
| 38 | FIRSTBANK | TN | 1,475 | 12,533 | 1,171.8 | 1,991.5 | 0.2% | 0.3% | 375.5% |
| 39 | CENTRAL TRUST BANK, THE | MO | 1,619 | 19,043 | 1,269.8 | 2,205.8 | 0.4% | 0.2% | 371.2% |
| 40 | TOWNEBANK | VA | 2,050 | 16,884 | 1,700.8 | 3,131.1 | 0.0% | 0.0% | 368.1% |
| 41 | ATLANTIC UNION BANK | VA | 2,845 | 21,265 | 1,981.6 | 4,225.0 | 0.5% | 0.3% | 367.4% |
| 42 | FULTON BANK, NATIONAL ASSOCIAT | PA | 2,855 | 27,526 | 3,294.9 | 3,157.1 | 0.7% | 0.9% | 360.1% |
| 43 | ENTERPRISE BANK & TRUST | MO | 1,744 | 14,583 | 2,232.1 | 2,175.3 | 1.3% | 0.2% | 357.5% |
| 44 | FIRST INTERSTATE BANK | MT | 3,163 | 30,079 | 3,060.8 | 4,406.9 | 0.8% | 0.3% | 357.1% |
| 45 | UMB BANK, NATIONAL ASSOCIATION | MO | 3,176 | 45,066 | 2,100.0 | 3,546.9 | 0.1% | 0.1% | 354.5% |
| 46 | HTLF BANK | CO | 2,000 | 19,053 | 2,626.9 | 2,234.1 | 1.3% | 0.0% | 353.8% |
| 47 | VERITEX COMMUNITY BANK | TX | 1,722 | 12,663 | 792.0 | 2,360.4 | 2.2% | 1.1% | 353.8% |
| 48 | CATHAY BANK | CA | 2,855 | 23,386 | 1,548.4 | 4,567.3 | 2.3% | 1.0% | 348.2% |
| 49 | SIMMONS BANK | AR | 3,488 | 27,330 | 2,046.8 | 4,388.1 | 0.3% | 0.3% | 346.4% |
| 50 | GLACIER BANK | MT | 3,123 | 27,804 | 3,057.3 | 3,920.7 | 0.1% | 0.7% | 345.7% |
| 51 | EAST WEST BANK | CA | 6,657 | 70,748 | 3,269.1 | 11,933.4 | 0.5% | 0.5% | 338.9% |
| 52 | CITIZENS BUSINESS BANK | CA | 2,072 | 16,476 | 2,158.7 | 3,476.2 | 0.1% | 0.5% | 337.5% |
| 53 | PACIFIC PREMIER BANK | CA | 3,170 | 18,813 | 2,408.7 | 2,474.5 | 0.3% | 1.0% | 337.0% |
| 54 | SOUTHSTATE BANK, N.A. | FL | 5,791 | 45,128 | 5,494.3 | 7,949.8 | 1.1% | 0.2% | 330.7% |
| 55 | OLD NATIONAL BANK | IN | 5,521 | 49,245 | 4,320.9 | 4,742.7 | 1.7% | 1.7% | 327.3% |
| 56 | BANK OF HAWAII | HI | 1,389 | 23,389 | 511.3 | 2,114.8 | 0.0% | 0.1% | 323.6% |
| 57 | AMERIS BANK | GA | 3,619 | 25,579 | 1,905.2 | 5,039.4 | 0.5% | 0.1% | 322.0% |
| 58 | UNITED COMMUNITY BANK | SC | 3,214 | 27,299 | 3,128.7 | 3,500.0 | 0.3% | 0.8% | 320.4% |
| 59 | PINNACLE BANK | TN | 6,205 | 48,762 | 4,045.0 | 6,138.7 | 0.3% | 0.9% | 320.0% |
| 60 | FIRST COMMONWEALTH BANK | PA | 1,297 | 11,664 | 725.6 | 1,775.5 | 0.8% | 1.3% | 315.0% |
| 61 | FROST BANK | Tx | 3,559 | 49,568 | 3,252.2 | 3,284.2 | 0.5% | 1.4% | 314.8% |
| 62 | PLAINSCAPITAL BANK | TX | 1,576 | 13,186 | 1,327.1 | 1,698.8 | 0.6% | 2.2% | 312.6% |
| 63 | WESTERN ALLIANCE BANK | AZ | 6,411 | 76,954 | 1,699.6 | 8,897.4 | 0.6% | 2.4% | 310.4% |
| 64 | ARVEST BANK | AR | 1,914 | 26,373 | 1,304.6 | 2,448.2 | 0.6% | 1.0% | 308.0% |
| 65 | WILMINGTON SAVINGS FUND SOCIET | DE | 2,501 | 20,482 | 1,858.2 | 3,153.3 | 0.6% | 0.6% | 307.3% |
| 66 | WESBANCO BANK, INC. | WV | 2,563 | 17,742 | 1,480.8 | 3,015.7 | 0.5% | 0.1% | 305.4% |
| 67 | ROCKLAND TRUST COMPANY | MA | 2,919 | 19,329 | 1,129.3 | 4,380.7 | 0.1% | 0.9% | 303.8% |
| 68 | RENASANT BANK | MS | 2,565 | 17,351 | 1,614.6 | 3,158.3 | 0.5% | 0.4% | 303.1% |
| 69 | CADENCE BANK | MS | 5,190 | 48,314 | 4,016.3 | 4,832.3 | 0.4% | 1.0% | 301.8% |
| 70 | FIRST HORIZON BANK | TN | 8,789 | 81,504 | 8,116.0 | 8,769.4 | 1.0% | 1.7% | 300.9% |
| 71 | UNITED BANK | VA | 4,852 | 29,939 | 1,624.7 | 5,249.7 | 0.8% | 0.3% | 300.4% |
| 72 | BANCFIRST | OK | 1,147 | 10,648 | 845.3 | 1,074.4 | 1.2% | 0.3% | 299.6% |
| 73 | BOKF, NATIONAL ASSOCIATION | OK | 4,817 | 49,948 | 3,428.9 | 3,536.3 | 1.1% | 1.0% | 289.9% |
| 74 | AXOS BANK | CA | 2,189 | 21,805 | 42.1 | 1,704.2 | 0.0% | 1.3% | 288.6% |
| 75 | TRISTATE CAPITAL BANK | PA | 1,267 | 19,744 | 209.9 | 1,568.9 | 0.0% | 0.3% | 285.8% |
| 76 | CUSTOMERS BANK | PA | 1,757 | 21,334 | 822.6 | 1,108.0 | 1.0% | 2.9% | 285.1% |
| 77 | BUSEY BANK | IL | 1,480 | 11,856 | 917.9 | 1,713.6 | 0.0% | 0.2% | 282.5% |
| 78 | CENTENNIAL BANK | AR | 3,689 | 22,760 | 1,528.2 | 4,088.8 | 1.1% | 0.2% | 280.8% |
| 79 | COMMUNITY BANK, NATIONAL ASSOC | NY | 1,277 | 15,612 | 723.5 | 1,389.6 | 0.2% | 1.0% | 279.6% |
| 80 | NBT BANK, NATIONAL ASSOCIATION | NY | 1,439 | 13,345 | 709.9 | 1,361.8 | 0.3% | 1.2% | 272.5% |
| 81 | BANKUNITED, NATIONAL ASSOCIATI | FL | 3,092 | 35,067 | 1,583.2 | 4,457.8 | 1.1% | 0.3% | 269.1% |
| 82 | COMMERCE BANK | MO | 2,410 | 30,204 | 1,182.3 | 2,013.4 | 0.0% | 0.1% | 268.2% |
| 83 | MIDFIRST BANK | OK | 3,839 | 36,941 | 2,188.1 | 3,994.7 | 0.4% | 1.5% | 264.9% |
| 84 | FIRST NATIONAL BANK OF OMAHA | NE | 2,772 | 30,788 | 1,197.9 | 1,775.0 | 0.2% | 0.1% | 262.5% |
| 85 | HANCOCK WHITNEY BANK | MS | 3,746 | 35,230 | 3,082.9 | 3,167.0 | 0.2% | 0.9% | 260.0% |
| 86 | SEACOAST NATIONAL BANK | FL | 2,111 | 14,822 | 1,578.6 | 2,831.7 | 0.9% | 0.8% | 259.7% |
| 87 | WEBSTER BANK, NATIONAL ASSOCIA | CT | 9,129 | 76,091 | 2,277.3 | 9,844.0 | 0.2% | 0.4% | 258.1% |
| 88 | OPTUM BANK, INC. | UT | 1,645 | 17,265 | 48.0 | 2,548.0 | 0.0% | 0.0% | 256.7% |
| 89 | DOLLAR BANK, FEDERAL SAVINGS B | PA | 1,099 | 11,558 | 245.5 | 1,102.7 | 0.7% | 0.8% | 250.7% |
| 90 | TEXAS CAPITAL BANK | TX | 3,325 | 29,093 | 718.2 | 1,868.5 | 0.0% | 1.1% | 249.1% |
| 91 | ASSOCIATED BANK, NATIONAL ASSO | WI | 4,124 | 41,085 | 1,095.9 | 3,329.0 | 0.2% | 1.1% | 246.3% |
| 92 | EASTERN BANK | MA | 2,816 | 21,161 | 1,265.4 | 2,535.5 | 0.1% | 1.5% | 244.5% |
| 93 | FIRST NATIONAL BANK OF PENNSYL | PA | 5,969 | 45,782 | 3,196.5 | 5,448.7 | 0.7% | 0.2% | 241.9% |
| 94 | FIRST FINANCIAL BANK, NATIONAL | TX | 1,323 | 13,133 | 1,032.8 | 734.8 | 0.6% | 1.3% | 240.6% |
| 95 | MECHANICS BANK | CA | 2,199 | 17,340 | 393.5 | 1,777.8 | 0.8% | 0.1% | 236.8% |
| 96 | FIRST FINANCIAL BANK | OH | 2,332 | 17,525 | 819.6 | 2,289.8 | 0.9% | 0.8% | 236.6% |
| 97 | FIRST HAWAIIAN BANK | HI | 2,502 | 24,278 | 907.3 | 2,360.8 | 0.0% | 0.1% | 231.9% |
| 98 | FIRST MERCHANTS BANK | IN | 2,257 | 18,306 | 1,137.9 | 1,594.2 | 0.3% | 1.4% | 217.8% |
| 99 | FIRSTBANK PUERTO RICO | PR | 1,608 | 18,884 | 766.1 | 2,075.2 | 2.4% | 0.2% | 215.3% |
| 100 | NORTHWEST BANK | PA | 1,513 | 14,561 | 629.8 | 1,380.8 | 1.4% | 1.7% | 208.9% |
| 101 | SANTANDER BANK, NATIONAL ASSOC | DE | 11,917 | 102,184 | 1,223.2 | 3,390.7 | 0.3% | 6.9% | 203.3% |
| 102 | STIFEL BANK AND TRUST | MO | 1,237 | 18,000 | 35.6 | 614.2 | 0.0% | 0.0% | 196.6% |
| 103 | BANCO POPULAR DE PUERTO RICO | PR | 2,943 | 57,114 | 1,402.0 | 2,961.0 | 2.4% | 0.4% | 186.9% |
| 104 | EVERBANK, NATIONAL ASSOCIATION | FL | 3,532 | 37,923 | 83.8 | 3,646.0 | 0.0% | 0.6% | 186.7% |
| 105 | FIRST-CITIZENS BANK & TRUST CO | NC | 21,723 | 217,724 | 14,853.0 | 12,036.0 | 0.7% | 5.4% | 186.2% |
| 106 | NEXBANK | TX | 1,295 | 15,800 | 18.0 | 522.0 | 0.0% | 1.5% | 181.1% |
| 107 | MANUFACTURERS AND TRADERS TRUS | NY | 25,984 | 214,668 | 9,209.2 | 17,990.4 | 1.9% | 5.0% | 178.5% |
| 108 | CIBC BANK USA | IL | 9,402 | 55,048 | 2,923.7 | 6,037.2 | 2.4% | 0.9% | 174.1% |
| 109 | CITY NATIONAL BANK | CA | 10,566 | 92,425 | 4,310.8 | 5,837.1 | 0.4% | 1.7% | 169.6% |
| 110 | KEYBANK NATIONAL ASSOCIATION | OH | 14,745 | 185,233 | 3,227.8 | 5,275.1 | 0.9% | 1.6% | 162.7% |
| 111 | CITIZENS BANK, NATIONAL ASSOCI | RI | 22,967 | 220,152 | 4,472.3 | 12,582.2 | 2.3% | 4.8% | 157.5% |
| 112 | RAYMOND JAMES BANK | FL | 2,796 | 41,193 | 0.3 | 2,277.9 | 0.0% | 4.4% | 143.6% |
| 113 | PROSPERITY BANK | TX | 7,086 | 38,762 | 1,976.7 | 3,104.3 | 0.7% | 0.6% | 141.3% |
| 114 | ORIENTAL BANK | PR | 1,098 | 11,027 | 490.4 | 804.9 | 5.7% | 1.4% | 131.9% |
| 115 | PNC BANK, NATIONAL ASSOCIATION | DE | 50,231 | 561,950 | 9,536.2 | 17,358.2 | 1.3% | 5.0% | 131.4% |
| 116 | REGIONS BANK | AL | 15,859 | 153,946 | 5,124.0 | 4,416.0 | 1.1% | 5.5% | 129.6% |
| 117 | HUNTINGTON NATIONAL BANK, THE | OH | 17,650 | 192,859 | 5,984.4 | 8,101.0 | 1.0% | 2.3% | 123.5% |
| 118 | U.S. BANK NATIONAL ASSOCIATION | OH | 61,591 | 669,426 | 9,374.3 | 17,653.9 | 0.8% | 3.7% | 119.5% |
| 119 | TRUIST BANK | NC | 57,574 | 526,714 | 20,114.0 | 17,605.0 | 0.5% | 1.6% | 109.2% |
| 120 | FIFTH THIRD BANK, NATIONAL ASS | OH | 21,102 | 213,681 | 5,264.0 | 3,956.0 | 0.8% | 0.1% | 105.1% |
| 121 | WELLS FARGO BANK, NATIONAL ASS | SD | 163,345 | ######## | 18,380.0 | 68,731.0 | 1.3% | 5.6% | 98.1% |
| 122 | BMO BANK NATIONAL ASSOCIATION | IL | 33,216 | 264,643 | 8,892.2 | 10,879.8 | 1.5% | 1.8% | 96.0% |
| 123 | TD BANK, N.A. | DE | 46,759 | 369,860 | 6,826.4 | 14,100.5 | 0.8% | 2.8% | 76.3% |
| 124 | CAPITAL ONE, NATIONAL ASSOCIAT | VA | 53,285 | 478,877 | 1,519.3 | 14,777.8 | 1.2% | 4.3% | 75.8% |
| 125 | JPMORGAN CHASE BANK, NATIONAL | OH | 304,994 | ######## | 16,093.0 | 35,849.0 | 1.0% | 1.8% | 63.1% |
| 126 | NORTHERN TRUST COMPANY, THE | IL | 11,484 | 155,573 | 1,175.2 | 3,052.5 | 0.8% | 0.8% | 61.1% |
| 127 | DEUTSCHE BANK TRUST COMPANY AM | NY | 9,727 | 38,920 | - | 2,068.0 | 0.0% | 0.0% | 50.0% |
| 128 | ALLY BANK | UT | 13,914 | 182,369 | 4,188.0 | 1,425.0 | 0.0% | 0.0% | 45.4% |
| 129 | MORGAN STANLEY BANK, N.A. | UT | 23,087 | 212,723 | 213.0 | 8,409.0 | 0.0% | 5.1% | 43.6% |
| 130 | MORGAN STANLEY PRIVATE BANK, N | NY | 16,405 | 202,824 | 80.0 | 5,100.0 | 0.0% | 4.6% | 42.9% |
| 131 | BANK OF AMERICA, NATIONAL ASSO | NC | 237,333 | ######## | 21,295.0 | 38,887.0 | 0.7% | 6.7% | 39.5% |
| 132 | BEAL BANK USA | NV | 4,175 | 18,031 | 40.7 | 829.7 | 1.2% | 6.6% | 33.9% |
| 133 | HSBC BANK USA, NATIONAL ASSOCI | VA | 15,663 | 163,070 | 361.2 | 2,100.8 | 10.5% | 9.8% | 32.6% |
| 134 | UBS BANK USA | UT | 9,180 | 110,525 | 27.6 | 1,638.1 | 0.0% | 0.0% | 26.3% |
| 135 | CITIBANK, N.A. | SD | 165,900 | ######## | 1,037.0 | 10,043.0 | 0.3% | 4.7% | 24.5% |
| 136 | GOLDMAN SACHS BANK USA | NY | 57,222 | 549,188 | 218.0 | 7,131.0 | 3.2% | 8.4% | 23.4% |
| 137 | BANK OF NEW YORK MELLON, THE | NY | 27,470 | 357,477 | - | 2,383.0 | 0.0% | 9.7% | 22.4% |
| 138 | BNY MELLON, NATIONAL ASSOCIATI | PA | 3,678 | 30,932 | 12.0 | 581.0 | 0.0% | 0.5% | 21.8% |
| 139 | STATE STREET BANK AND TRUST CO | MA | 26,127 | 333,667 | - | 1,871.0 | 0.0% | 4.9% | 11.8% |
| 140 | SOFI BANK, NATIONAL ASSOCIATIO | UT | 3,502 | 25,660 | 11.5 | 9.5 | 1.2% | 0.0% | 4.0% |
| 141 | TD BANK USA, NATIONAL ASSOCIAT | DE | 4,219 | 34,385 | 23.5 | 2.3 | 0.0% | 0.0% | 3.7% |
| 142 | BMW BANK OF NORTH AMERICA | UT | 1,874 | 12,038 | - | - | 0.0% | 0.0% | 2.4% |
| 143 | SALLIE MAE BANK | UT | 2,691 | 28,327 | - | - | 0.0% | 0.0% | 1.2% |
| 144 | THIRD FEDERAL SAVINGS & LOAN A | OH | 1,712 | 17,004 | - | - | 0.0% | 0.0% | 1.2% |
| 145 | STIFEL BANK | MO | 767 | 10,752 | 0.4 | 3.6 | 0.0% | 0.0% | 1.0% |
| 146 | CHARLES SCHWAB BANK, SSB | TX | 16,695 | 286,704 | - | - | 0.0% | 0.0% | 0.8% |
| 147 | SYNCHRONY BANK | UT | 12,607 | 113,551 | - | - | 0.0% | 0.0% | 0.4% |
| 148 | BARCLAYS BANK DELAWARE | DE | 5,175 | 40,409 | - | - | 0.0% | 0.0% | 0.2% |
| 149 | AMERICAN EXPRESS NATIONAL BANK | UT | 16,514 | 189,503 | - | - | 0.0% | 0.0% | 0.2% |
| 150 | USAA FEDERAL SAVINGS BANK | TX | 3,622 | 114,029 | - | - | 0.0% | 0.0% | 0.0% |
| 151 | DISCOVER BANK | DE | 13,003 | 150,307 | - | - | 0.0% | 0.0% | 0.0% |
| 152 | CHARLES SCHWAB PREMIER BANK, S | TX | 1,715 | 26,033 | - | - | 0.0% | 0.0% | 0.0% |
| 153 | AMERIPRISE BANK, FSB | MN | 1,034 | 22,556 | - | - | 0.0% | 0.0% | 0.0% |
| 154 | BANK OF AMERICA CALIFORNIA, NA | CA | 2,257 | 14,667 | - | - | 0.0% | 0.0% | 0.0% |
| 155 | WELLS FARGO NATIONAL BANK WEST | NV | 1,432 | 13,378 | - | - | 0.0% | 0.0% | 0.0% |
| 156 | COMENITY CAPITAL BANK | UT | 1,987 | 12,730 | - | - | 0.0% | 0.0% | 0.0% |
| 157 | CHARLES SCHWAB TRUST BANK | TX | 746 | 10,177 | - | - | 0.0% | 0.0% | 0.0% |
